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At the core of Finbond Mutual Banks's business are the intellectual capital, experience, commitment and proven skills of its management. The senior management is a blend of experienced high profile individuals with many years of management experience in the banking and financial services sector and all with proven track records, and corporate  entrepreneurs with a flair for business.
Executive Management
Dr.  Willem  (Willie)  van  Aardt

Chief  Executive  Officer

[B Proc (cum laude), LLM, LLD, Admitted Attorney of the High Court of South Africa, QLTT (England and Wales), Admitted Solicitor of the Supreme Court of England and Wales]
Founded Finbond in January 2003.
Previously the co-founder and an executive director of Thuthukani Group Limited, a JSE listed microfinance and debt collection company. (All Thuthukani’s businesses are still in operation today).
Doctorate in Public Law through the University of Potchefstroom in 2005.
Admitted as a Solicitor of the Supreme Court of England and Wales in 2008.
Completed International Development Ireland’s “Strategy in Management and Banking Programme” in Dublin in 2009.
Previously Legal Consultant at Sanlam and Executive Director Thuthukani Group Limited.
15 years’ experience in financial services and micro lending sectors.
Cornè Eksteen

Chief  Financial  Officer

[B Com (Hons)(ACC), Chartered Accountant (SA), Certifidied Public Accountant (Virginia)]
Qualified as a Chartered Accountant in 2000 and Certified Public Accountant in 2005
Executive Director of Finbond Group Limited and Finbond Mutual Bank
Previously CFO and COO of FNB Fiduciary
Former Director: Analysis, Analytics and Controls at Fannie Mae
Adherence to, inter alia, the IFRS reporting requirements, Companies Act, JSE Listing Regulations, Mutual Banks Act and Regulations for Mutual Banks and Line Leadership of Finance, business intelligence  and treasury teams
Experienced in IFRS financial reporting and throughout his career has gained valuable experience initiating and improving process and reporting through automation in a number of Southern Africa and North America countries.
Dr.  Malesela  Motlatla

Independent  Non-Executive  Chairman

[BA (Unisa), Post-Graduate Diploma in Marketing (Unisa), D.Com (Honoris Causa (Unisa), Diploma in Business Management and further studies through the Wharton School of Business (Philadelphia)]
Worked for the South African Breweries (SAB) for more than 20 years, where his main job functions included marketing and sales management, research, business development and training, corporate affairs, management consultancy and employee relations.
Established the first black business consortium in the Northern Cape region, Malesela Holdings (Pty) Limited, operates in the areas of logistics, health, power and energy and the cleaning industries.
Serves on the boards of several JSE listed companies as chairman.
Former Chairman of Tshwane University of Technology (TUT).
Adv. Neville Melville

Independent  Non-Executive  Director

[BA Law, LLB (Natal) LLM (cum laude) (Natal), Post Graduate Diploma in Company Direction, Senior Executive Programme (Harvard Business School), AltX Company Directors' Induction (Wits Business School)), Advocate of the High Court]
Neville was the CEO of the board of the Ombudsman for Banking Services for seven years, working alongside various top-flight, experienced directors of public companies.
First Executive Director of the Independent Complaints Directorate and practised as an Advocate at the Durban Bar.
Former office-bearer in various local and international voluntary associations, including chairperson of the South African Ombudsman Association.
Member of the Financial Service Ombuds Schemes Council and was the FSB/court appointed Curator of PIT Group of Companies.
Served as a founder director of the Co-operative Banks Development Agency (CBDA).
Honorary Research Fellow at the University of KwaZulu-Natal.
Member of Chartered Institute of Arbitrators, London and Institute of Directors, South Africa.
Rosetta  Xaba

Independent  Non-Executive  Director

[Chartered Accountant (SA) BCompt (Hons) (Unisa)]
A Chartered Accountant with over 10 years’ experience in External Auditing; Internal Auditing and Financial Management.
Rosetta serves as a non-executive director of a number of organisations.
Ina  Wilken-Jonker

Non-Executive  Director

[B Com (Hons) (Unisa)]
Appointed at Santam Bank in 1967 and held positions at the Bank of the Orange Free State, Barclays Bank, First National Bank and the SA Consumer Council prior to joining Finbond in 2003.
Former Chairman of the Estate Agency Affairs Board and former Chairman of the South African National Consumer Union.
Appointed to the Debt Collectors’ Council by the Minister of Justice in 2007, to the Agricultural Research Council by the Minister of Agriculture in 2009, by the Minister of Trade and Industry to both the Estate Agency Affairs Board in 2010 and the FSB’s FAIS board.
Was Vice Chairman of the Banking Ombudsman between 2000 - 2010 and the vice-president of the Pretoria Chamber of Commerce, the president of International Training and Communication in Pretoria, and a board member of the SA Pharmaceutical Council.
45 years’ experience in the financial services, banking and consumer protection industries.
Honorary Research Fellow at the University of KwaZulu-Natal.
Was Head Compliance Officer at Finbond up to her retirement in 2013, where after she became non-executive director.
Successful career spanning more than 50 years at the Department of Justice and Debt Collectors Council.
Served for ten years as Director-General of the Department of Justice also in the Nelson Mandela Government.
During this time he exercised control over a budget of R2,3 billion per annum.
Chief researcher of the Hoexter Commission of Inquiry into the Structure and Functioning of the Courts.
Chairman of the Implementation Committee for the creation of the Small Claims Courts in South Africa.
Member of the Legal Aid Board; the Magistrate’s Commission, the International Bar Association, the Australian Institute of Judicial Administration, the Canadian Criminal Justice Association, the Audit Committee of the Department of Justice and subsequently also of the National Prosecuting Authority.
Former Chairperson of the Debt Collectors Council of South Africa.
Adv.  Jasper  Noeth

Independent  Non-Executive  Director

[Dip Iuris (Natal), B Iuris LLB (UNISA), Advocate of the High Court, QC)]
Non - Executive Management
Danie gained extensive experience in the Banking and Financial Sector over the past 40 years. 
Danie started his career in 1980 as a Manager at Volkskas Merchant Bank and was appointed in 1992 as Group Executive Risk and as Executive Director of ABSA Group Limited in 1995.
Danie inter alia served as:
Danie is currently also serving as:
Executive Director and Board Member ABSA Bank Limited, ABSA Corporate and Merchant Bank and Bankfin.
Member of the ABSA Group Limited Executive Committee.
Head of  ABSA Group Limited Executive Corporate Bank Division.
Board Member and Chairman of the Audit Committee Barclays Bank Mozambique.
Board Member of the National Bank of Tanzania.
Danie Brits

Independent  Non-Executive  Director

[B Com MBA]

Finbond Mutual Bank is  an authorised financial services provider (FSP No.: 44907) and  registered credit provider (NCR Reg. No.: NCR CP 6172)
Finbond Mutual Bank is regulated by and registered with the South African Reserve Bank  (SARB Reg. No.: 01102)
·  Copyright © 2012 by Finbond Mutual Bank   ·   All Rights reserved  ·

Carel van Heerden

Chief  Operating  Officer

[B Com (Risk) (Unisa), MBA (Stellenbosch)]
Started his career at Finbond as Area Manager in 2008.
Fulfilled various General Management roles within the Group at regional and national level since 2009.
Serves as the Group's Chief Operating Officer, managing daily operations, since 2013.
Received an MBA from the University of Stellenbosch Business School.
Holds B Com degree with specialization in Risk Management from Unisa.
Executive directorship of Finbond Group Limited and Finbond Mutual Bank.